Impacted by the Equifax breach? Five steps to help protect yourself

David Pollino
Posted by David Pollino
Security

If your personal identifying information was compromised as part of the recent Equifax data breach, you are in good company: The breach impacted about half the U.S. population, including me. (You can check here.)

Here are the steps that I am Man looking at credit card and iPadtaking to help protect myself and my financial accounts in the wake of the breach:

  • Take advantage of free credit monitoring from Equifax. Criminals can use the breached information to open new loan or deposit accounts. The service will help you monitor for nefarious activity and get fraudulent accounts shut down. When you sign up, check the report carefully for accuracy. (UPDATE: Be sure to read all the terms & conditions before you sign up, and exercise caution in sharing any personal information in the online process.)
  • Monitor your existing accounts for unauthorized activity. I use mobile apps to check my banking and credit accounts daily to verify transactions.
  • Sign up for account alerts. Most financial institutions will notify you of unusual activity on your accounts.
  • Take quick action, if you notice anything out of the ordinary. Contact your bank or credit card company as soon as you suspect fraudulent activity on your account.
  • Update your contact information. Make sure your bank and other financial institutions have your correct phone numbers, email addresses and mailing address to contact you in the event of suspicious account activity.

Equifax is the latest high-profile data breach, but similar cybersecurity crimes happen all too frequently. Please make these steps part of your regular routine to help protect yourself from cybercriminals. #BeCyberSafe

Reminder: All comments are moderated prior to publication and must follow our Community Guidelines.

  • Anonymous says:

    You do know if you sign up for Equifax monitoring service it’s only free for a year and it takes away from filing a lawsuit against them should fraudulent accounts are created

    Reply | 8 months ago
    • Anonymous says:

      Is this true?

      Reply | 7 months ago
      • Anonymous says:

        No, Equifax clarified that the monitoring service does not remove your right to legal action. The service is only for one year though. Check their website. They’ve posted much clearer information than they had up before. Also, they now tell you if you are impacted or not rather than the vague ‘check back on (date)’ response they gave before.

        Reply | 7 months ago
  • Anonymous says:

    Thank you for your great suggestions.

    Reply | 8 months ago
  • Anonymous says:

    The site Equifax has available for people to see whether they were impacted by the breach….and it may not actually tell you whether you were affected. When I entered the last six digits of my SSN and my last name, the site threw a “system unavailable” page, asking me to try again later.

    Reply | 8 months ago
  • Anonymous says:

    To me, it just looks like a way for the sister company of Equifax to obtain permission from millions of users to receive unsolicited emails and offers. The terms and conditions are, of course, not in the best interest of the consumer.

    Reply | 7 months ago
    • Anonymous says:

      So it does seem strange that Equifax would offer their own services, even if they don’t charge you for it, when their lack of responsible security is the reason this has happened. Do you have a better suggestion that going to their website and agreeing to their terms?

      Reply | 7 months ago

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