Author: Stew Larsen

How your home’s equity may help in financing college costs

Stew Larsen
Posted by Stew Larsen
Mortgage Banking
View from behind as male college student wearing backpack walks up a road toward campus.

As with any credit product, one of the keys to unlocking the benefits of equity in real estate is understanding the loan product.

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Looking to buy or refinance? Pay attention to the number 43.

Stew Larsen
Posted by Stew Larsen
Mortgage Banking
Young couple reading financial documents in kitchen

Your total debt payments relative to your total income is called your debt-to-income ratio, which prospective lenders will be watching.

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How a preapproval letter may help you buy a home

Stew Larsen
Posted by Stew Larsen
Mortgage Banking
Young woman looking at a few letters in her hands & smiling.

While a preapproval letter is not a guarantee of a loan, it’s a strong indication that a bank has documented your financial situation and is willing to provide the mortgage you need.

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5 tips for managing & improving your credit score

Stew Larsen
Posted by Stew Larsen
Mortgage Banking
Two young man examining a report on a glasstop table in a very bright room.

Whether you’re considering applying for a home loan or just want to manage your finances more effectively, it is a good idea to understand credit reports.

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