Author: Victor Polich

Down payment options 101

Victor Polich
Mortgage Banking
Young mother at kitchen table working on laptop while her baby watches from a high chair.

When you’re buying a home, the difference between your loan amount and the purchase price is called the down payment.

Read More ›

Closing and other costs when buying a home

Victor Polich
Mortgage Banking
Biracial couple consulting with realtor looking in a folder as they all stand on a sunny suburban street.

In addition to traditional closing costs, you’ll also need to be prepared for some property-related expenses.

Read More ›

Is it better to rent or buy?

Victor Polich
Mortgage Banking
woman sitting near a window, pensive.

The choice between renting a home or buying one is one of the biggest (and most challenging) financial decisions many of us make in our adult life.

Read More ›

Millennials: Insights on their homebuying activities & intentions

Victor Polich
Mortgage Banking
Young couple sitting on floor, painting an interior wall; but the woman is using a small paintbrush and paints a symbol of a small blue house on the wall.

When it comes to homebuying, it’s not uncommon to hear that millennials are breaking with the traditions of their parents and grandparents.

Read More ›