Author: Victor Polich

Is it better to rent or buy?

Victor Polich
Mortgage Banking
woman sitting near a window, pensive.

The choice between renting a home or buying one is one of the biggest (and most challenging) financial decisions many of us make in our adult life.

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Millennials: Insights on their homebuying activities & intentions

Victor Polich
Mortgage Banking
Young couple sitting on floor, painting an interior wall; but the woman is using a small paintbrush and paints a symbol of a small blue house on the wall.

When it comes to homebuying, it’s not uncommon to hear that millennials are breaking with the traditions of their parents and grandparents.

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How it works: prequalification vs. preapproval

Victor Polich
Mortgage Banking
pregnant_check_computer_crop

In today’s competitive real estate market, getting prequalified or preapproved for a mortgage loan can provide the edge you need to get the home you want.

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What to know about down payment and asset reserve options

Victor Polich
Mortgage Banking
Young blonde woman sitting at a dining room table, looking over several pieces of financial paperwork.

Having a clear understanding about your funding sources for a mortgage, as well as being able to keep funds in reserve, may help speed the process in getting a loan.

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